Rates

Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Southeastern Cash account during each Monthly Qualification Cycle: 

• At least 15 debit card purchases
• Be enrolled in and agree to receive e-statements
• Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Southeastern Cash account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next month!

Qualifications
Qualifying for your Southeastern Cash or Southeastern Cash Back rewards automatically qualifies you for the highest Southeastern Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Southeastern Cash or Southeastern Cash Back account during each Monthly Qualification Cycle: 

• At least 15 debit card purchases
• Be enrolled in and agree to receive e-statements
• Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Rewards accounts are still free. Plus, you'll still earn our base interest rate on Southeastern Saver. And you can get right back to earning your full rewards the very next month!

*Annual Percentage Yield. Rates are subject to change without notice. Dividends may be paid quarterly or at maturity; 3 Month and 6 Month certificates are based on simple dividend calculation, all other certificates are compounded quarterly. A $500 minimum deposit is required on all certificates. Early withdrawal penalties will or may apply, if applicable. Please contact the Credit Union for information on applicable fees and terms.

**Annual Percentage Yield. Rates are subject to change without notice. Please contact the Credit Union for information on applicable fees and terms.

For additional information regarding the above accounts, please refer to the Fee Schedule.

*Rates quoted are for well-qualified buyers. The actual rate and term is determined by credit worthiness and ability to repay. Down payment requirements are subject to collateral age and value. All loans subject to credit approval. Rates are subject to change without notice at any time. Contact Southeastern Credit Union for additional rates and terms.

Payment Example: A $35,000 loan with no money down at 3.85% for 72 months would require 71 monthly payments of $545.50 and a final payment of $522.85, finance charge of $4,253.35, for total payments of $39,253.35. The amount financed is $35,000.00, the APR is 3.85%.

*Rates quoted are for well-qualified buyers. The actual rate and term is determined by credit worthiness and ability to repay. Down payment requirements are subject to collateral age and value. All loans subject to credit approval. Rates are subject to change without notice at any time. Contact Southeastern Credit Union for additional rates and terms.

Payment Example: A $15,000 loan with no money down at 5.50% for 48 months would require 47 monthly payments of $349.06 and a final payment of $338.20, finance charge of $1,744.02, for total payments of $16,744.02. The amount financed is $15,000.00, the APR is 5.50%.

*Rates quoted are for well-qualified buyers. The actual rate and term is determined by credit worthiness and ability to repay. All loans subject to credit approval. Rates, terms and conditions subject to change without notice. Contact Southeastern Credit Union for additional rates and terms.