Home Equity Loans & Lines of Credit
Buying a home is a big deal. And we want to help you see it through. Let our local mortgage pros find the best plan for your budget.
Key Features
Competitive rates
Quick decisions
Local processing
Home Equity Loans
Competitive rates for several short-term or one-time needs:
Education expenses
Major life events
Home remodel projects
Debt consolidation
And much more
The existing equity in your home is used as collateral backing
The interest paid may be tax deductible1
Repayment terms customized to fit your unique needs
Quick, local decision-making and processing
Attentive, friendly service from start to finish
Home Equity Lines of Credit (HELOC)
Competitive rates for several ongoing or seasonal needs:
Education expenses
Major life events
Home improvements
Debt consolidation
Emergency reserve
And much more
The existing equity in your home is used as collateral backing
Funds are available anytime without reapplying; apply once, then use repeatedly thereafter
Revolving credit – as principal is repaid, more becomes available for use
10-year draw period; pay back and redraw funds for up to 10 years
The interest paid may be tax deductible1
No annual fees
Pay off the loan at any time without penalty
Funds are easily accessible via our teller line, checks, online, mobile, or automated telephone system
Repayment terms customized to fit your unique needs
Quick, local decision-making and processing
Attentive, friendly service from start to finish