Home Equity Loans & Lines of Credit

Buying a home is a big deal. And we want to help you see it through. Let our local mortgage pros find the best plan for your budget.


Key Features

  • Competitive rates

  • Quick decisions

  • Local processing


Home Equity Loans

  • Competitive rates for several short-term or one-time needs:

    • Education expenses

    • Major life events

    • Home remodel projects

    • Debt consolidation

    • And much more

  • The existing equity in your home is used as collateral backing

  • The interest paid may be tax deductible1

  • Repayment terms customized to fit your unique needs

  • Quick, local decision-making and processing

  • Attentive, friendly service from start to finish


Home Equity Lines of Credit (HELOC)

  • Competitive rates for several ongoing or seasonal needs:

    • Education expenses

    • Major life events

    • Home improvements

    • Debt consolidation

    • Emergency reserve

    • And much more

  • The existing equity in your home is used as collateral backing

  • Funds are available anytime without reapplying; apply once, then use repeatedly thereafter

  • Revolving credit – as principal is repaid, more becomes available for use

    • 10-year draw period; pay back and redraw funds for up to 10 years

  • The interest paid may be tax deductible1

  • No annual fees

  • Pay off the loan at any time without penalty

  • Funds are easily accessible via our teller line, checks, online, mobile, or automated telephone system

  • Repayment terms customized to fit your unique needs

  • Quick, local decision-making and processing

  • Attentive, friendly service from start to finish

Join Southeastern CU

Live life on your terms. We'll work with you to find the financing you need - and deserve.