Home Mortgage Loans

Home Mortgage Loans

Buying a home is a big deal. And we want to help you see it through. Let our local mortgage pros find the best plan for your budget.

Key Features

• Competitive rates

• Quick decisions

• Local processing

Details

• Competitive rates for home purchase, refinance, or construction

• Available for primary residence, second homes, vacation homes

• Investment property mortgages available through our commercial department

• A wide range of financing programs available:

  • Fixed-Rate Mortgages

  • Adjustable-Rate Mortgages (ARMs)

  • USDA Rural Housing Loans

  • FHA Loans

  • VA Loans

  • Construction Loans

• Refinance your current home to potentially lower your rate

• Helpful loan advisors who know the South Georgia real estate market

• Repayment terms customized to fit your unique needs

• Quick, local decision-making and processing

• Attentive, friendly service from start to finish

To Get Started

Southeastern CU’s trusted staff is here to guide you through the home-buying process. Before your appointment with a mortgage officer, please feel free to browse through the preliminary information below. 

• Documentation: You will need to gather a number of documents during the mortgage loan process. Request our home mortgage checklist.

• Calculators: Before you begin looking for a home, know how much home you can afford. Find an online mortgage calculator to help you crunch the numbers

• Rates: Mortgage rates change almost daily, and they are contingent on an applicant's credit score, loan amount and other key variables. Please consult with one of our friendly mortgage officers to discuss rates

To learn more or get started, click the Start Now button at the bottom of the page, give us a call at (229)293-1290, email mortgage@southeasterncu.com,  or just stop by our Valdosta Headquarters branch located at 3501 North Valdosta Road.

Apply Now

Secondary Market Mortgages (Conventional, FHA, VA, and USDA)

• Cindy Kelley – Main Office, Valdosta, GA

In-House Mortgages (Conventional, Construction, 2nd Mortgages, and HELOC)

Valdosta, GA

• DeWayne Wise – Main Office – Single Applicant or Joint Applicants

• Cara Stevens – Baytree – Single Applicant or Joint Applicants

• Caroline Kendrick – Inner Perimeter – Single Applicant or Joint Applicants

Quitman, GA

• Chip Carroll – Single Applicant or Joint Applicants

Tifton, GA

• Joe Ruggiero – Single Applicant or Joint Applicants

Waycross, GA

• Ellen Cox – Single Applicant or Joint Applicants