Health Savings

Health Savings Accounts (HSAs)

Relieve financial stress. Our Health Savings Account helps you manage your medical bills.

Key Features

• Competitive dividends

• Tax advantages*

• No monthly maintenance fees

Details

• Greater personal control over healthcare management and expenses

• Prepare for qualified medical expenses

• Earn dividends above standard savings on entire balance

• Receive higher rates on larger deposits

• An HSA provides the following tax savings:

  • Tax deductions when you contribute to your account

  • Tax-free earnings through investment

  • Tax-free withdrawals for qualified medical, dental, vision expenses, and more1

• Contributions are tax-free and can be made by you, your employer, or a third party

• Funds can be withdrawn at any time2

• No monthly maintenance fees

• No minimum balance requirements

• Unused funds remain in the account year after year; no "use it or lose it" policy

• Keep your HSA in your name, regardless of career or life changes

• Federally insured by NCUA

• No minimum deposit to open 

Learn why an HSA is more than just a savings account for medical expsenses. (PDF)

Eligibility

Most adults under 65 who are not enrolled in Medicare and are covered under a high-deductible health plan (HDHP) can qualify for an HSA, but it is up to the account holders to determine their own eligibility. Please contact your tax advisor for further eligibility requirements.