Fee Schedule

Current Rates

Effective March 16, 2017 - Download Printer-friendly PDF
The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

Fee Schedule

Share Account Fees
Par Value of One Share $25.00
Account Closing Fee $10.00 if closed within first 90 days of account opening
Check Cashing Fee $15.00 fee is waived when deposit or loan relations is more than $100.00
Excessive Withdrawal Fee $5.00 per withdrawal after three (3) per quarter
Minimum Balance Fee $5.00 per month if account falls below $100.00
Share Draft Account Fees
All Accounts Copy of Paid Draft Fee $3.00 per item
All Accounts Share Overdraft Fee $3.00 per transfer
Money Market Service Fee $5.00 per withdrawal if minimum balance is not maintained
Money Market Excessive Withdrawal Fee $5.00 per withdrawal after six (6) per month
Prime Time Account Service Charge $11.00 per month
Prime Time Gold Account Service Charge $11.00 per month if minimum balance is not maintained
Prime Time Plus Account Service Charge $11.00 per month
Share Draft Insufficient/Uncollected Funds - Returned $29.00 per item

Share Draft Insufficient/Uncollected Funds -

 Overdraft Privilege

$29.00 per item

Share Draft Printing Fee

Prices may vary depending on style
Stop Payment Fee $35.00 per request
   
Club Account Fees
Christmas Club - Excessive Withdrawal Fee $5.00 per withdrawal after one (1) free withdrawal per club period.
Vacation Club - Excessive Withdrawal Fee $5.00 per withdrawal after two (2) free withdrawals per year.
Other Service Fees (applicable to all accounts)
Account Reconciliation Fee $20.00 per hour, $10.00 minimum
Account Research Fee $20.00 per hour, $10.00 minimum
Account Conversion Fee $25.00 per conversion
Cashing Rapid Refund Loan Check $25.00
Cashier's Check $5.00 per check
Collection Item Fee $25.00 per item
Credit Union/Teller Check $3.00 per check
Deposited Item Return Fee $25.00 per item if funds are not available
Loan Payment Return $25.00 per item if funds are not available
Inactive Account Fee $5.00 per month after two (2) years
Legal Process Fee (Lien, Levy, etc) $20.00 per hour, $10.00 minimum
Money Order Fee $3.00 per item
Insufficient/Uncollected Funds Fee $29.00 per item
Return Mail Fee $5.00 per item
Statement Copy Fee $3.00 per copy
Wire Transfer (Incoming Fee) $10.00 per transfer
Wire Transfer (Outgoing Fee) $20.00 per transfer
Verification of Deposit by Fax Fee $3.00 per request
Prepaid Visa Gift Card Fee $3.00 per card
Safe Deposit Box
Fees
Rental (annual)
Lost key - $75.00/Drill - $150.00
3x5 - $20.00
3x10 - $30.00
5x10 - $40.00
10x10 - $70.00
Electronic Funds Transfer Fee
ATM Card Transaction Fee $1.00 per transaction
Debit Card or POS transactions No fees from SCU at any financial institution or point-of-sale location
Replacement ATM or Debit Card Fee $15.00 per item
Replacement ATM or Debit Card PIN Fee $3.00 per occurrence
Upgrade of Existing Debit Card to Photo Debit Card $15.00 per item
Credit Card Late Payment Fee $15.00
Exemptions
Minors Exempt: 17 & Under Full Time Student Exempt: 22 & Under
Minimum Balance Fee
Monthly Service Charge
Check Cashing Fee
Minimum Balance Fee
Monthly Service Charge
Check Cashing Fee
Senior Advantage Exempt: Over 50 Military Exempt:
Money Orders Fee (5 free per month) Check Cashing Fee